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Federal Retirement Planning

FERS, CSRS and TSP Help

Lacie Harmon and her team help federal employees nationwide make FERS, CSRS and TSP decisions with confidence.

Contact:
lacie@lacieharmon.com

phone: 818-370-6490

Federal Senior Executive Service (SES) leaders in a meeting. Expert tax and retirement planning for SES employees.
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TSA officer assisting travelers. Specialized FERS retirement planning and TSP guidance A federal TSA employee helps customers

ABOUT   US

Lacie Harmon founded her practice to help federal employees approach retirement with clarity. Today, she leads a team of specialists who provide guidance tailored to late-career employees nationwide.

 

Since 2018, we’ve helped FERS and CSRS employees understand their pensions, TSP, survivor benefits, FEHB or PSHB, and Social Security, turning complex benefits into simple, actionable plans.

 

From USPS to NASA, FBI, and VA, we’ve supported federal employees across agencies in making informed decisions and retiring with peace of mind.

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OUR FREE SERVICES

​​My team and I are here to help you navigate all areas of your retirement journey.

 

Chalkboard diagram showing the FERS pension formula: High-3 average salary multiplied by service years and multipliers

Federal Retirement Income Estimate

Get a clear picture of your post-retirement income with personalized projections based on your service history, FERS/CSRS pension, Social Security, and TSP.

Couple outdoors with 'Retire online today' text. Help with the Online Retirement Application and SF-3107

Help with 
Online Retirement App

We'll help you fill in your SF-3107 online retirement app line by line, answering your questions, and helping you understand your options for spousal survivor pension/annuity.
 

Blue Thrift Savings Plan (TSP) logo. Expert guidance on TSP funds, contribution strategies, and TSP-to-IRA rollovers.

Options for TSP at Retirement 

We'll help you understand your Thrift Savings Plan options when you turn 59 1/2 or retire, including rollovers and withdrawal strategies that ensure your monthly "nut" is met for life.

Just have a few questions?' Expert guidance on FERS retirement and exploring TSP rollover options.

General Consultation

Just have a few questions or want to talk to someone about a concern? We'll be happy to help.

Financial professional holding a FEGLI clipboard. Expert guidance for evaluating FEGLI options and SF 2818

Life Insurance & Guidance

Understand your FEGLI Basic and options A, B & C

We also help with converting your FEGLI Part B insurance from a rising cost to a fixed price plan. 

"Working with Lacie on my retirement was a very pleasant experience, and I intend to keep working with her as my financial assets grow."

Yvonne Pendleton

NASA Astrophysicist

Retired

LACIE HARMON

Federal Retirement & Benefits Counselor

My team and I help with pension, TSP, Social Security and all aspects of the federal retirement process.

✅ Free monthly webinars for FERS and CSRS employees.

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Agencies where I’ve taught federal retirement classes include:

U.S. Dept. of Agriculture USDA logo
Federal Aviation Administration FAA seal
Government Accountability Office Logo
American Postal Workers Union APWU logo
National Association of Letter Carriers NALC Logo

Stay in the Know

Join our email list and we'll send occasional helpful emails for federal employees/retirees

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Get in Touch

818-370-6490

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Contact:

 lacie@lacieharmon.com 

Phone: 818-370-6490

CA INSURANCE LICENSE #0E55837

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COMPANY DISCLOSURES:

Lacie Harmon and her team are not affiliated or associated with any local, state, or federal government agency or municipality.

 

Lacie Harmon is a federal retirement planning specialist, serving federal employees nationwide.

Lacie Harmon is a licensed financial professional. If you choose to implement retirement solutions she recommends, she may receive commission for those services. Her primary goal remains helping you maximize your federal retirement benefits.

Lacie Harmon and her team do not provide tax or legal advice.

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© 2026 by Lacie Harmon

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