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Federal Retirement Planning
FERS, Social Security and TSP Help
Lacie Harmon and her team help federal employees nationwide make FERS, Social Security and TSP decisions with confidence.
TRUSTED BY FEDERAL EMPLOYEES NATIONWIDE
"I can't thank Lacie enough for walking me through my retirement plans. She was a true pro, and I continue to recommend her to anyone thinking about retiring from federal service."
Kieran Ramsey — FBI Asst. Director, Retired
"Working with Lacie on my retirement was a very pleasant experience, and I intend to keep working with her as my financial assets grow."
Yvonne Pendleton — NASA Astrophysicist
Retired
"Lacie's thoughtful advice demonstrates a shrewd and deep knowledge of federal retirement benefits. I could not be happier with the guidance she has provided over the years."
Cory O' Meara— Wife of V.A. Employee
ABOUT LACIE
Lacie Harmon founded her
practice to help federal
employees approach
retirement with clarity
Today she leads a team of specialists who provide guidance tailored to late-career employees nationwide. Since 2018, she and her team have helped FERS and CSRS employees understand their pensions, TSP, survivor benefits, FEHB/PSHB, and Social Security — turning complex benefits into simple, actionable plans. From USPS to NASA, FBI and VA, Lacie has supported federal employees across agencies in making informed decisions and retiring with peace of mind.
Empowering federal employees like mail carrier Arlene G. to retire with confidence!
FREE SERVICES
How we can help you navigate retirement
Federal Retirement Income Estimate
A clear picture of your post-retirement income, based on your service history, FERS/CSRS pension, Social Security, and TSP.
General Consultation
Just have a few questions, or want to talk through a concern? We're happy to help, no obligation.
Help With Your Online Retirement Application
Help filling in your SF-3107 online retirement app, and understanding your options for spousal survivor pension/annuity.
Life Insurance & Guidance
Understand your FEGLI Basic and Options A, B & C — and get help converting your FEGLI Part B from a rising cost to a fixed-price plan.
Options for TSP at Retirement
Help understanding your Thrift Savings Plan options at 59½ or retirement, including rollovers and withdrawal strategies.
LACIE HAS TAUGHT FEDERAL RETIREMENT CLASSES AT
U.S. Department of Agriculture
Federal Aviation Administration
U.S. Government Accountability Office
American Postal
Workers Union
U.S. Department of Veterans Affairs