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Lacie Harmon federal benefits and retirement specialist

LACIE HARMON

Federal Retirement & Benefits Counselor

I serve as a friendly, experienced tour guide through the federal retirement process.

Confused
about federal retirement?

You don't have to be.

Get your FREE personalized Retirement Income Estimate today.

GROUP RETIREMENT SEMINARS ALSO AVAILABLE

PAST CLIENTS INCLUDE:

U.S. Dept. of Agriculture USDA logo
Federal Aviation Administration FAA seal
Government Accountability Office Logo
American Postal Workers Union APWU logo
National Association of Letter Carriers NALC Logo

FREE SERVICES

My team and I are here to help you navigate all areas of your retirement journey.

Federal Retirement Income Estimate
Options for rollover from TSP to IRA including guaranteed lifetime income strategy and pros and cons of TSP rollover
Help federal employees complete retirement application
FEGLI option a FEGLI option b FEGLI option C FEGLI is FEGLI option C worth it
questions about federal government reduction in force questions answered

Federal Retirement Income Estimate

Options for TSP at Retirement 

Help with 
Retirement App

Life Insurance & Guidance

General
Consultations

Get a clear picture of your post-retirement income with personalized projections based on your service history, FERS/CSRS pension, Social Security, and TSP.

We'll help you understand your Thrift Savings Plan options when you turn 59 1/2 or retire, including rollovers and withdrawal strategies that ensure your monthly "nut" is met for life.

We'll help you fill in your retirement app line by line, answering any questions you have, and helping you understand your options for spousal pension continuation.

Understand your FEGLI Basic and options A, B & C

We also help with converting your FEGLI Part B insurance from a rising cost to a fixed price plan. 

Just have a few questions or want to talk to someone about a concern? We'll be happy to help.

BENEFITS

Who We Help

Federal Employees Unsure When to Retire

Not sure what year to retire? Or what time of the month or year is best for your final day of service? We'll tell you the best times to retire based on your age and service history, with an eye on helping you make strong financial decisions.

Employees with Questions about Forms

We'll help you complete retirement, insurance, and benefit forms accurately and efficiently—no stress, no confusion.

Workers who Need Help with Buyback, TSP, or Annuity Estimates

Whether it’s military service buyback, managing your Thrift Savings Plan, or understanding your federal retirement estimates—we'll break it down and make it easy.

Anyone Looking to Maximize their Federal Benefits

We'll help with ideas for maximizing your TSP, pension, health and life insurance coverages. Make the most of what you’ve earned by understanding your options.

CLIENTS

What Clients are Saying

NASA Astrophysicist, retired 

 

"As a career civil servant of many decades, and an astrophysicist, I should have had no fear of the retirement process, but when the time came, I felt lost among the many options and forms. All of this ended once I met Lacie Harmon. Working with her on my retirement plans was a very pleasant experience, and I intend to continue working with her as my financial assets grow."

Kieran Ramsey

FBI Assistant Director, retired

"I can't thank Lacie enough for walking me through my retirement plans.  She was a true pro and I continue to recommend her to anyone thinking about retiring from federal service.  Thank you, Lacie!  You made it so much easier to walk out with confidence!

Cory O'Meara

Wife of VA Employee

"My husband and I have been working with Lacie Harmon for several years.  Her thoughtful advice demonstrates a shrewd and deep knowledge of Federal retirement benefits. I could not be happier with the guidance she has provided over the years. I wholeheartedly recommend consulting with Lacie Harmon to anyone seeking to boost their retirement options and earnings."

James Green

NASA Chief Scientist, retired

"Lacie, thanks so much for all that you do to help civil servant retirees get their act together as they move into retirement. I really appreciate all that you have done for me."

Manuel C.

USPS Retiree

Panorama City, CA

Marsha M.

USPS

Monrovia, CA

Ken O. 

USPS
San Gabriel, CA

Sonny P.

USPS Retiree
Arcadia, CA

Joan S. 

USPS
Pearblossom, CA

Lorry A.

USPS
Long Beach, CA

Nancy D.  

USPS

Los Angeles, CA

Chris G.

USPS
Los Angeles, CA

Email List
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Contact:

 LHarmon@thefederalbenefitsgroup.com

Phone: 818-370-6490

CA INSURANCE LICENSE #0E55837

Lacie Harmon and

The Federal Benefits Group are not affiliated or associated with any local, state, or federal government agency or municipality. 

Got a Quick Question?

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generally within 24 hours.

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© 2025 by Lacie Harmon

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