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"Working with Lacie on my retirement was a very pleasant experience, and I intend to keep working with her as my financial assets grow."

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Yvonne Pendleton

NASA Astrophysicist

retired

"I can't thank Lacie enough for walking me through my retirement plans. She was a true pro, and I continue to recommend her to anyone thinking about retiring from federal service."

Kieran Ramsey

FBI Asst. Director

retired

"Lacie's thoughtful advice demonstrates a shrewd and deep knowledge of Federal retirement benefits. I could not be happier with the guidance she has provided over the years."

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Cory O' Meara

Wife of V.A. Employee

LACIE HARMON

Federal Retirement & Benefits Counselor

I serve as an experienced tour guide through the federal retirement process.

Get your FREE personalized Retirement Income Estimate today.

GROUP RETIREMENT SEMINARS ALSO AVAILABLE

PAST CLIENTS INCLUDE:

U.S. Dept. of Agriculture USDA logo
Federal Aviation Administration FAA seal
Government Accountability Office Logo
American Postal Workers Union APWU logo
National Association of Letter Carriers NALC Logo

Free Services

My team and I are here to help you navigate all areas of your retirement journey.

Federal Retirement Income Estimate
Options for rollover from TSP to IRA including guaranteed lifetime income strategy and pros and cons of TSP rollover
Help federal employees complete retirement application
FEGLI option a FEGLI option b FEGLI option C FEGLI is FEGLI option C worth it
questions about federal government reduction in force questions answered

Federal Retirement Income Estimate

Options for TSP at Retirement 

Help with 
Retirement App

Life Insurance & Guidance

General
Consultations

Get a clear picture of your post-retirement income with personalized projections based on your service history, FERS/CSRS pension, Social Security, and TSP.

We'll help you understand your Thrift Savings Plan options when you turn 59 1/2 or retire, including rollovers and withdrawal strategies that ensure your monthly "nut" is met for life.

We'll help you fill in your retirement app line by line, answering any questions you have, and helping you understand your options for spousal pension continuation.

Understand your FEGLI Basic and options A, B & C

We also help with converting your FEGLI Part B insurance from a rising cost to a fixed price plan. 

Just have a few questions or want to talk to someone about a concern? We'll be happy to help.

Benefits

Who We Help

Federal Employees Unsure When to Retire

 Federal Employees Unsure When to Retire

Not sure what year to retire? Or what time of the month or year is best for your final day of service? We'll tell you the best times to retire based on your age and service history, with an eye on helping you make strong financial decisions.

Employees with Questions about Forms

Employees with Questions about Forms

We'll help you complete retirement, insurance, and benefit forms accurately and efficiently—no stress, no confusion.

Workers who Need Help with Buyback, TSP, or Annuity Estimates

Workers who Need Help with Buyback, TSP, or Annuity Estimates

Whether it’s military service buyback, managing your Thrift Savings Plan, or understanding your federal retirement estimates—we'll break it down and make it easy.

Anyone Looking to Maximize their Federal Benefits

Anyone Looking to Maximize their Federal Benefits

We'll help with ideas for maximizing your TSP, pension, health and life insurance coverages. Make the most of what you’ve earned by understanding your options.

Success Stories

What Clients are Saying

Stephen Polzin

USPS Employee

 

"You (and your team) have been an unexpected AMAZING resource during my retirement journey. You have always been patient and extremely knowledgeable. When I've stumped you with a question, you've dug deep to very quickly return to me with correct answers. Me and my Family are very grateful for you, and always will be!"

James Green

NASA Chief Scientist

retired

"Lacie, thanks so much for all that you do to help civil servant retirees get their act together as they move into retirement. I really appreciate all that you have done for me."

Manuel C.

USPS Retiree
Panorama City, CA

"Lacie Harmon is the best advisor I’ve ever met. She makes you feel secure and confident in your decisions"

Ken O.

USPS
San Gabriel, CA

“I found the information and explanations very helpful and I feel confident about my retirement. I greatly appreciate Lacie’s assistance.”

Joan S. 

USPS
Pearblossom, CA

Yvonne Pendleton

NASA Astrophysicist

retired 

Nancy D.  

USPS
Los Angeles, CA

Marsha M.

USPS

Monrovia, CA

Kieran Ramsey

FBI Assistant Director

retired

Sonny P.

USPS Retiree
Arcadia, CA

Cory O'Meara

Wife of VA Employee

Lorry A.

USPS
Long Beach, CA

Chris G.

USPS
Los Angeles, CA

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Contact:

 lacie@lacieharmon.com 

Phone: 818-370-6490

CA INSURANCE LICENSE #0E55837

Lacie Harmon and

The Federal Benefits Group are not affiliated or associated with any local, state, or federal government agency or municipality. 

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© 2025 by Lacie Harmon

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